Author: Dennis Graham
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Secured vs unsecured loans: What’s the difference?
Can’t decide between a secured vs unsecured loan? Secured loans require collateral whereas unsecured loans don’t. Though both options can help you, whether a secured or unsecured loan is better depends on your situation and goals.
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What is a good credit score in Canada?
Whether you’re applying for a personal loan, car loan or mortgage, credit scores play a huge part in how your application will turn out. To get the best loans, find out how credit scores work, what is considered a good credit score and how to improve your credit.
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Tips to get a personal loan approved in Canada
While it’s true that legitimate lenders never guarantee credit, there are many steps you can take to improve your chances of approval.
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How does co-signing a loan work?
Whether you’ve been asked to co-sign a loan or need someone to co-sign a loan, here are the complete details to know before making a move.
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How to get your credit report in Canada
Having ready access to your credit report helps you keep tabs on the state of your financial health. The good news is Canadians can get a free credit report from Equifax and TransUnion.
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A simple guide to credit scores in Canada
Your credit score is a three-digit number that represents the level of risk you pose when it comes to paying back your debts. It’s a snapshot or summary of the information contained in your credit report. A higher score means you’re creditworthy, so you’re more likely to get a better deal when taking out personal…